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Health Insurance

Health insurance is a type of insurance coverage that helps individuals or families manage and cover the costs of medical expenses and healthcare services. It works by paying a portion or all of the medical expenses, depending on the terms and conditions of the insurance policy.

When someone has health insurance, they pay a regular premium to the insurance company, and in return, the insurance company agrees to cover certain medical expenses as specified in the policy.

These expenses may include doctor's visits, hospitalization, prescription medications, preventive care, and other medical services.

Health insurance provides financial protection against unexpected medical costs, which can be quite expensive. It allows individuals to access healthcare services without facing significant financial burdens, as the insurance company takes on part of the expenses.

Different health insurance plans have various levels of coverage and may include networks of healthcare providers, which affect the cost and accessibility of services. Having health insurance is essential as it helps ensure that people can receive the medical care they need without worrying about unaffordable expenses.